Tools
Free calculators, checklists, and worksheets
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Assisted Living Cost Estimator
Estimate monthly and annual senior living costs.
PlanningPrivate Caregiver Cost Calculator
Calculate private care weekly, monthly, and annual costs.
PlanningRetirement Move Checklist
Generate a personalized retirement move checklist.
PlanningEmergency Contact Sheet
Create a printable emergency contact sheet.
PlanningCaregiver Agreement Generator
Draft a plain-language caregiver agreement.
PlanningSenior Living Comparison Worksheet
Compare senior living communities side by side.
InvestingCompound Interest Calculator
Estimate how savings may grow over time from contributions and a projected annual return.
InvestingRetirement Income Gap Calculator
Compare monthly expenses with expected income and estimate the savings needed to cover a gap.
InvestingWithdrawal Runway Calculator
Estimate how long retirement savings may last with regular withdrawals and projected growth.
InvestingInflation Impact Calculator
Estimate how inflation can change future monthly and annual costs.
Retirement IncomeRequired Minimum Distribution Estimator
Estimate a traditional IRA or 401(k) required minimum distribution from age and year-end balance.
Retirement IncomeSocial Security Break-Even Calculator
Compare estimated lifetime benefits from claiming Social Security at two different ages.
BudgetingRetirement Budget Calculator
Build a simple monthly retirement budget and estimate the gap between income and expenses.
Health CostsRetirement Health Care Cost Estimator
Estimate future health care costs from premiums, out-of-pocket care, medications, and inflation.
Care CostsLong-Term Care Savings Need Calculator
Estimate the savings needed for future home care, assisted living, memory care, or nursing care.
BenefitsMedicare Savings Programs Checklist
Check whether QMB, SLMB, QI, or Extra Help may be worth exploring before you call your state or SHIP counselor.
Preventive CareMedicare Visit Prep Planner
Build a calm checklist for a Welcome to Medicare visit, yearly Wellness visit, or follow-up appointment without sharing private health details.
BenefitsMedicare Annual Enrollment Review Planner
Prepare a practical Medicare plan review checklist for drugs, doctors, pharmacies, costs, notices, and unbiased help before enrollment decisions.
Healthcare NavigationMedical Transportation & Appointment Ride Planner
Plan safer rides to medical appointments, compare family, plan, Medicaid, paratransit, and local aging-service options, and prepare coverage questions.
Healthcare NavigationDurable Medical Equipment Coverage Planner
Prepare Medicare, supplier, prescription, delivery, safety-fit, and backup questions before ordering walkers, wheelchairs, oxygen, hospital beds, or other equipment.
Healthcare NavigationHome Health vs Home Care Planner
Sort skilled home health, nonmedical home care, caregiver backup, agency comparison, and coverage questions before arranging help at home.
Healthcare NavigationHospice & Palliative Care Conversation Planner
Prepare calm family, clinician, coverage, provider, and caregiver questions when serious illness care, palliative care, or hospice is being discussed.
Medication SafetyMedication List & Review Planner
Organize medicine-list, storage, side-effect, refill, caregiver, and Medicare drug-plan questions before talking with a doctor or pharmacist.
Care TransitionsHospital Discharge Readiness Checklist
Prepare questions and handoff tasks before a hospital, rehab, or skilled nursing discharge to home or another care setting.
CaregivingCaregiver Respite Plan Builder
Turn caregiver strain, backup coverage, night care, work conflicts, and local support into a practical respite and help plan.
Senior SafetyElder Financial Safety & Scam Response Planner
Create a calm action plan for suspected scams, unusual account activity, trusted contacts, reporting, and family follow-up.
Legal DocumentsAdvance Care Planning Checklist
Organize health care proxy, advance directive, family conversation, clinician discussion, and document-sharing next steps before a crisis.
Senior SafetyHome Safety Fall Prevention Checklist
Build a room-by-room safety checklist and next-step plan for lighting, bathrooms, stairs, mobility changes, and family support.