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Tool category

Free Health Costs tools and checklists

Explore practical health costs worksheets built for older adults, caregivers, adult children, and families. Most tools work without an account.

Health Costs

Retirement Health Care Cost Estimator

Estimate future health care costs from premiums, out-of-pocket care, medications, and inflation.

Health Costs

Hospital Financial Assistance & Medical Bill Organizer

Organize hospital financial-assistance, bill-review, insurance, surprise-billing, payment-plan, and collection questions without entering private account details.

Health Costs

Dental, Vision & Hearing Coverage Planner

Prepare Medicare, Medicare Advantage, Medicaid, employer, VA, clinic, and cash-pay questions for routine dental, vision, and hearing needs.

Health Costs

Medicare Summary Notice & Bill Review Organizer

Review Medicare Summary Notices, EOBs, provider bills, QMB cost-sharing protections, and confusing balances with calm next steps and official help contacts.

Health Costs

Medicare IRMAA Notice Review Planner

Organize Social Security IRMAA notice questions, life-changing event evidence, SSA-44 next steps, and trusted Medicare counseling contacts.

Health Costs

Medicare ABN Decision Planner

Organize Advance Beneficiary Notice questions, cost estimates, options, records, and unbiased help before agreeing to a service Medicare may not cover.

Health Costs

Medicare Diabetes Supplies & Training Planner

Prepare Medicare, supplier, pharmacy, clinician, caregiver-training, and cost questions for diabetes supplies, CGMs, insulin, and self-management education.

Health Costs

Medicare Ambulance Coverage & Bill Planner

Prepare emergency, non-emergency, prior-authorization, doctor-order, bill-review, and appeal questions before or after an ambulance ride.