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Free Benefits tools and checklists

Explore practical benefits worksheets built for older adults, caregivers, adult children, and families. Most tools work without an account.

Benefits

Medicare Savings Programs Checklist

Screen 2026 QMB, SLMB, QI, and Extra Help starting points, then organize benefit notices, application status, and follow-up before calling your state, Medicare, Social Security, or SHIP.

Benefits

Benefits Checkup & Local Help Planner

Prepare a calm benefits review for food, medicine, Medicare costs, utilities, transportation, caregiver support, and local aging services.

Benefits

Utility Bill Relief & Shutoff Prevention Planner

Prepare LIHEAP, weatherization, utility shutoff, medical-device, and local assistance questions before energy costs become urgent.

Benefits

Medicare Annual Enrollment Review Planner

Prepare a practical Medicare plan review checklist for drugs, doctors, pharmacies, costs, notices, and unbiased help before enrollment decisions.

Benefits

Medicare Initial Enrollment & Working Past 65 Planner

Prepare Medicare sign-up, employer coverage, Part B timing, Part D creditable coverage, and SHIP questions before turning 65 or leaving work coverage.

Benefits

Medigap Enrollment Rights Planner

Organize Medigap Open Enrollment, guaranteed issue, state-rights, proof-document, SHIP, and plan-comparison questions before buying or switching Medicare Supplement coverage.

Benefits

Medicare Prescription Payment Plan Review Worksheet

Organize 2026 Part D payment-plan questions, timing, Extra Help checks, pharmacy steps, and plan calls before deciding whether monthly billing fits.

Benefits

Medicare Part D Drug Exception Planner

Prepare plan, pharmacy, prescriber, formulary exception, prior authorization, step therapy, quantity limit, and appeal questions when a Part D medicine is delayed or denied.

Benefits

Medicare Advantage Prior Authorization Tracker

Track a Medicare Advantage medical prior authorization, confirm the request and 2026 decision timeframe, prepare plan and provider questions, and organize next steps after approval, delay, or denial.

Benefits

Medicare Denial & Appeal Organizer

Organize Medicare denial notices, appeal deadlines, provider support, evidence, and unbiased help before calling Medicare, a plan, SHIP, or a qualified professional.

Benefits

PACE Program Fit & Call Planner

Prepare age, service-area, nursing-home-level care, safe-at-home, provider-choice, cost, transportation, and enrollment questions before calling a PACE program.

Benefits

Medicaid LTSS Planning Checklist

Organize Medicaid long-term services and supports, home and community-based services, nursing home Medicaid, PACE, and local aging-office questions.

Benefits

HCBS Waiver Waitlist Tracker

Track Medicaid home and community-based services waitlist status, reassessment timing, backup care, notices, and local follow-up questions.

Benefits

Medicaid Renewal & Spend-Down Notice Organizer

Organize Medicaid renewal notices, missing paperwork, spend-down questions, coverage deadlines, and state-agency follow-up before coverage is interrupted.

Benefits

VA Aid & Attendance Planner

Prepare calm questions, records, care evidence, accredited-help checks, and fraud red flags before exploring VA Aid and Attendance or Housebound benefits.

Benefits

VA Family Caregiver Application Planner

Prepare PCAFC eligibility questions, a joint VA Form 10-10CG application, caregiver roles, evaluations, training, and follow-up without entering private details.

Benefits

Social Security Representative Payee Record Organizer

Prepare SSA payee questions, account setup checks, monthly recordkeeping habits, reporting changes, and beneficiary safeguards without entering private financial details.

Benefits

Social Security Advance Designation Planner

Prepare privacy-safe questions, trusted-person criteria, review reminders, and official SSA next steps before naming potential future representative payees.

Benefits

SSI Application Preparation Planner

Organize SSI eligibility, application, document, living-arrangement, accessibility, and follow-up questions without entering private financial or medical details.

Benefits

Social Security Decision & Appeal Organizer

Organize an SSA decision notice, appeal deadline, filing path, evidence, accessibility support, and follow-up without entering private claim details.

Benefits

Social Security Survivor Benefits Call Planner

Prepare SSA survivor benefit, death report, lump-sum death payment, child benefit, and records questions before calling Social Security.

Benefits

Social Security Overpayment Response Planner

Organize SSA overpayment notice questions, appeal, waiver, repayment-rate, recordkeeping, and family follow-up steps without entering private benefit details.

Benefits

SNAP, Meals & Grocery Help Planner

Prepare SNAP, senior meal, food box, farmers market, grocery access, and local aging-service questions without entering private financial details.