Free tool

Medicare Savings Programs Checklist

Check whether QMB, SLMB, QI, or Extra Help may be worth exploring before you call your state or SHIP counselor.

Educational information only. This is not financial, legal, or medical advice.

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Household

State group

Which screen do you need?

Medicare coverage today

Estimated monthly income

Estimated countable resources

How to use this worksheet

Use this as a quick planning screen, not a final eligibility decision. Medicare says states can use higher limits or different counting rules.

The 2026 Medicare fact sheet says countable resources can include money in checking, savings, or retirement accounts. If you are unsure what your state counts, use your best estimate and ask your SHIP counselor or state Medicaid office.

Official references: Medicare Savings Programs, Extra Help with drug costs, Find your SHIP counselor.

FAQ

Do I need an account?

No. You can run the tool first. Login is only needed to save or manage results.

Are results guaranteed?

No. Results are planning estimates and should be confirmed with communities, caregivers, or licensed professionals.