Planning goal Planning ahead before a problem appears Adding or updating a trusted contact Setting up bank or credit union alerts Reviewing brokerage or retirement accounts Clarifying family helper boundaries Recent confusing call, request, or account concern
Who is using this planner? Older adult planning for myself Spouse or partner Adult child or family caregiver POA agent, bill helper, or trustee Not sure yet
Trusted contact status No trusted contact listed yet Listed at one institution May need to update the person or phone number Institution did not mention this option Not sure
Main financial institution to call first Bank or credit union Brokerage or investment firm Retirement plan or pension administrator Credit card issuer Several institutions Not sure
Account alert setup No alerts yet Some alerts are active Alerts exist but are confusing or ignored A helper receives some notices Not sure
Bill-pay or auto-pay review Not reviewed recently Reviewed and current Missed, late, or duplicate bills A helper manages some payments Not sure
Online access and passwords Private and seems secure Passwords or codes are shared Locked out or unknown device/login seen Mostly paper or branch/phone access Not sure
Family communication status Not discussed yet One helper is clearly named Several helpers need coordination Conflict, pressure, or distrust exists Older adult prefers limited sharing
Decision documents POA, trust, or proxy documents not reviewed Documents seem current Documents may be outdated No known documents Not sure
Recent red flags No current red flags Suspicious call, text, email, pop-up, or mail Unusual transaction, withdrawal, or card use Someone is pressuring for money or account access Memory, judgment, or bill-paying changes
Next contact to prepare Bank or credit union Brokerage or investment firm Family or trusted-helper meeting Legal aid or qualified professional Eldercare Locator or local aging services
Include monthly review routine? Yes, include a simple routine No, only setup questions
Use this before sharing private financial details.
Use broad planning answers only. Do not enter names, account numbers, balances, passwords, Social Security numbers, birth dates, addresses, transaction details, security codes, or private legal documents.
This planner is educational and organizational only. It is not legal, financial, tax, investment, banking, fiduciary, benefits, insurance, cybersecurity, or law-enforcement advice. Confirm personal decisions with official institutions and qualified professionals.
Trusted references:
CFPB older-adult fraud protection ,
CFPB trusted contact guide ,
SEC Investor.gov trusted contact bulletin ,
FDIC Money Smart for Older Adults .
