Review stage First time reviewing the record Annual earnings check Preparing for retirement decisions Possible missing or incorrect earnings Helping a spouse, parent, or family member
Access to my Social Security Account not created yet Can log in and view the statement Locked out or access problem Using a mailed statement Helping someone else with permission
Earnings issue status No issue known yet A year appears missing A year appears to show the wrong amount Self-employment income needs review Multiple jobs or employers need review
Records available today Not gathered yet Some W-2, 1099, tax, or pay records found Records organized by year Records are hard to find
Most recent tax year check Not checked yet Recent year appears to match Recent year appears missing Waiting for SSA/IRS update timing
Retirement timing context More than 5 years away 1 to 5 years away Within 12 months Already receiving benefits Survivor, disability, or family benefit question
Next help contact SSA online account or statement review SSA phone call or local office Tax preparer or payroll records Retirement planner or benefits counselor Family paperwork meeting
Privacy setup Need a secure folder Paper folder started Digital folder started Shared only with an authorized helper
Use broad planning answers only.
Do not enter Social Security numbers, birth dates, addresses, employer identification numbers, exact benefit amounts, tax forms, account passwords, or private family records. Keep official statements, W-2s, 1099s, tax returns, and pay records in a secure private folder.
This planner is educational and organizational only. It is not legal, tax, financial, benefits, investment, Social Security, or identity-verification advice. Confirm personal records and correction steps directly with Social Security and qualified professionals.
Official references:
SSA review your earnings record ,
SSA Statement and my Social Security ,
SSA-7008 earnings correction form ,
CFPB retirement planning .
