Understanding your Medicare coverage and enrollment options
Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Usually premium-free for most people.
Covers doctor's services, outpatient care, medical supplies, and preventive services. Monthly premium required.
Offered by private insurance companies, combines Parts A and B, often includes Part D, and may offer extra benefits.
Helps cover the cost of prescription drugs. Offered by private insurance companies.
Begins 3 months before your 65th birthday, includes your birthday month, and ends 3 months after. Best time to enroll without penalty.
January 1 - March 31 each year. May result in penalty if you delay enrollment.
Available for certain life changes like losing other coverage.
Free preventive services covered by Medicare
Comprehensive health risk assessment including personalized prevention plan.
Covered AnnuallyBlood tests for cholesterol, lipid disorders, and diabetes screening.
Frequency VariesFor women at risk for osteoporosis, covered every 2 years.
Annual flu vaccine and pneumonia vaccine as recommended.
Annual depression screening for adults.
Locate doctors, specialists, and healthcare facilities
Search for doctors and compare quality measures
Compare hospitals on quality and patient satisfaction
Find and compare skilled nursing facilities
Provider reviews and quality ratings
Book appointments online with local doctors
Find local resources and support services
Planning for medical emergencies and healthcare crises
Call 988 (24/7 crisis counseling)
Call 1-800-222-1222
Ready.gov for emergency planning guides
